Looking for the best personal loan in Australia?
We’ve already found it! If you do have a good previous credit history, good news! We have a number of highly competitive personal loan in Australia lenders on our panel ready to help.
Our job as your Personal Lending Specialist is to find and tailor the best loan solutions at the lowest rates and repayments available on the market today. With over 50 lenders on our panel, rest assured that we have the right lenders on our panel offering the best finance deals today.
- Currently have a Good Credit Rating.
- Have No Defaults or current Pay Day loans.
- Be currently employed 6 months or have been self-employed for a minimum of 12 months.
- Be earning an income of $45,000+ or more.
- You must be over the age of 18.
- You must be a permanent Australian Resident or Citizen.
Why Choose Us for Personal Loans in Australia?
There are a number of ways that low rate personal loans can help you, whether it’s to consolidate debt into a simpler single payment or to make a purchase on the boat that you’ve always wanted to see down at the lake.
Whether your personal loan is for work or leisure, Loans and Mortgages can walk you through all the steps you need to take to get things moving.
- Access to Multiple Lenders: Our finance brokers have access to multiple lenders and can help you compare loans from different providers. This means we can help you find a personal loan that suits your specific needs and circumstances.
- Save Time: Shopping around for a personal loan can be time-consuming, especially if you’re not familiar with the market. By working withLoans and Mortgages you can save time by allowing us to do the legwork for you.
- Expertise and Knowledge: Our brokers have extensive knowledge and experience in the finance industry, which means we can provide you with expert advice on the best loan products, interest rates, and loan terms for your situation.
- Tailored SolutionsLoans and Mortgages can provide a personalised approach to your personal loan needs. We will take the time to understand your financial situation, lifestyle, and preferences to tailor a lending solution that meets your specific needs.
- Negotiating Power: We can negotiate with lenders on your behalf to secure the best possible loan terms and interest rates. This can save you money over the life of your loan.
- Access to Special Deals and Offers: Our brokers have access to special deals and offers that are not available to the general public. This means you may be able to secure a better loan deal through Loans and Mortgages than by going directly to a lender.